It wasn’t until the 20th century that humans began to use plastic instead of cash as a way to get what they want today while paying for it next month, or later. In the short time period since, we have seen the exponential increase in the use of alternative modes of payment to cash and
Buyer’s Remorse It’s the time of year when credit card statements from the holiday season start arriving. Along with the statements, comes the regret, remorse and the guilt for having spent so much money. Even if you had a plan to not over-spend this year, you still may have. Even though you may have already
Do You Think There is a Higher Education Bubble? There’s no doubt that post-secondary education is becoming out of reach for more people. A college degree is becoming less valuable, as well. While there’s enough blame to go around, something must be done. “A key measure of the benefits of a degree is the college
Know the rules and regulation of an HOA before buying into one. Home Owners Associations (HOAs), as with most every other arm of the housing market, have been experiencing there share of financial constraints since 2008. Because of this, some are taking more and more aggressive action. Most HOAs are underfunded, with the average association
Leadership versus Management It’s the rare CEO, such as Jeff Bezos of Amazon and Warren Buffett of Berkshire Hathaway, who are focused on building their business through creativity and ingenuity. Most CEO are focused on stock price because their pay is tied to it. This creates a unseemly relationship with Wall Street. As we discussed
A couple of weeks ago we celebrated a friend’s birthday. One attendee asked us about our forthcoming book; 4: The Four Principles of a Debt Free Life. She, like many others to whom we’ve mentioned our book, immediately said, “I’ll take 6 copies.” We all laughed and I commented that, “if everyone who says they’ll buy our book does, we’ll be millionaires.”
As 2013 wanes, we look towards 2014. What will the new year hold for us? Will it be better or worse than last year? How can I be better than last year? Learn how you can know for sure.