CNBC reported yesterday that the 2014 Retirement Confidence Survey, produced by the non-profit Employee Benefit Research Institute and Greenwald & Associates, shows that American workers are more confident in their ability to retire comfortably because of recent stock and housing market gains over the last few of years. 

In the comment section, I said, as I often do, “A home is not a retirement plan.” This garnered comments, which I appreciate. Comments inspire me and make me think. One commenter said that a home can be part of a retirement plan. They included the example of northeasterners who sell their homes and move to a smaller, less expensive home down south. They often pay for their new home with cash and then have money left over. Another commenter said that it is nice to have a free place to live in retirement, rather than a place to rent.

I do not believe this is entirely accurate.

The risks of diminished financial capacity As time passes, our financial acumen may falter, leaving us vulnerable to choices that don’t align with our best interests. But fear not; there are proactive steps we can take today to safeguard our financial future. What you should know about diminished financial capacity In investing, the guardians of …

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The cold and snow in the Northeast and Midwest is getting frustrating to say the least.  Money Conscious consumers should be aware that because of the extreme and extended cold, energy prices are expected to increase.

What can you do?

Financial planning for retirement Retirement always seems too far away until it isn’t. Retirement planning seems too scary, but here are 21 ways to make financial planning for retirement relevant, easier and funner. Financial planning for retirement Buckle up, fellow time-travelers! We’re about to embark on a journey into the future, where palm trees, cozy …

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