Savings Christmas savings Is your scale going up while your bank account goes down? Time to flip the script! Try these 13 Christmas savings hacks to keep your wallet jolly—and fend off that holiday credit card hangover. 13 Christmas savings tips Halloween trashed last year’s resolution to lose weight (curse you, fun-sized candy bars), and …
Experience people versus things people Are you someone who craves adventure, seeking memories that last a lifetime, or do you find joy in the comforts and luxuries of home? Experience people, things people—two simple paths that hold the key to your financial future. The power of financial humility In 2004, we moved into a friend’s …
The retirement crisis: How did we get here? Despite modest improvements in the retirement savings landscape, millions of Americans remain dangerously underprepared for their golden years. With 28% of people having no retirement savings and nearly a third of working Americans holding less than $1,000, the reality is clear: financial insecurity is looming large, especially …
Good financial decisions D’oh! We’ve all had those Homer moments with money. We sure did while buried in $51,000 of credit card debt. But once we became money-conscious, everything changed. We made smarter financial decisions and took control of our money—and you can, too. Mostly fate and good Luck and some smarts Like so many …
Among many financial problems, America is in the midst of a retirement crisis not seen since the fall of modern day Greece, which we suppose wasn’t all that long ago. Studies show that half of all Americans today retire with $25,000 or less in their retirement accounts. While that’s scary enough, it’s not as scary as the retirement of generations to follow Baby Boomers whom many financial advisors advise to not plan on Social Security for supplemental income in their on golden pond years.