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7 Tips for Dining Out on a Budget

  September 25, 2024  |    #Live Fabulously

We don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From our personal observations, the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

According to the U.S. Bureau of Labor Statistics the average American household spends $2678 or approximately 40% of our food expenditures away from the house. Yes, you read that correctly, 40%. Now we are all aware that food typically prepared away from home costs more than what we can buy and prepare for ourselves.

What’s Better? San Pellegrino vs SodaStream

  May 15, 2024  |    #Live Fabulously

Several
years ago we traveled to Spain to join two friends as they wrapped up the last
leg of their honeymoon in Ibiza.  We had
an amazing time and brought lots of memories home with us.  We also brought back an affinity for
sparkling water.  This story tells our
circuitous path to money consciousness with water.

Why a Home Is Not a Retirement Plan

  April 24, 2024  |    #Live Fabulously

CNBC reported yesterday that the 2014 Retirement Confidence Survey, produced by the non-profit Employee Benefit Research Institute and Greenwald & Associates, shows that American workers are more confident in their ability to retire comfortably because of recent stock and housing market gains over the last few of years. 

In the comment section, I said, as I often do, “A home is not a retirement plan.” This garnered comments, which I appreciate. Comments inspire me and make me think. One commenter said that a home can be part of a retirement plan. They included the example of northeasterners who sell their homes and move to a smaller, less expensive home down south. They often pay for their new home with cash and then have money left over. Another commenter said that it is nice to have a free place to live in retirement, rather than a place to rent.

I do not believe this is entirely accurate.

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