Ready to live fabulously not fabulously broke?

The WTF about America’s Retirement Crisis

  October 23, 2024  |    #Live Fabulously

The retirement crisis: How did we get here? Despite modest improvements in the retirement savings landscape, millions of Americans remain dangerously underprepared for their golden years. With 28% of people having no retirement savings and nearly a third of working Americans holding less than $1,000, the reality is clear: financial insecurity is looming large, especially …

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How to Make Good Financial Decisions

  October 16, 2024  |    #Live Fabulously

Good financial decisions D’oh! We’ve all had those Homer moments with money. We sure did while buried in $51,000 of credit card debt. But once we became money-conscious, everything changed. We made smarter financial decisions and took control of our money—and you can, too. Mostly fate and good Luck and some smarts Like so many …

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3 Things You’re Forgetting to Plan for in Retirement

  October 9, 2024  |    #Live Fabulously

Among many financial problems, America is in the midst of a retirement crisis not seen since the fall of modern day Greece, which we suppose wasn’t all that long ago. Studies show that half of all Americans today retire with $25,000 or less in their retirement accounts. While that’s scary enough, it’s not as scary as the retirement of generations to follow Baby Boomers whom many financial advisors advise to not plan on Social Security for supplemental income in their on golden pond years.

7 Tips for Dining Out on a Budget

  September 25, 2024  |    #Live Fabulously

We don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From our personal observations, the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

According to the U.S. Bureau of Labor Statistics the average American household spends $2678 or approximately 40% of our food expenditures away from the house. Yes, you read that correctly, 40%. Now we are all aware that food typically prepared away from home costs more than what we can buy and prepare for ourselves.

Ready to live fabulously not fabulously broke?