It is still only January and we think most everyone, at this point, wants to escape the cold and snow for someplace warm and tropical. When you were stranded in traffic Tuesday night or scraping ice off your car windows this morning weren’t you wishing you could click your heels and ride that rainbow to a sunny beach and refreshing drink? We were. The epic flu season and perpetual school cancellations are not helping, either. Calgon, take us away!
In last night’s State of the Union Address, President Obama announced his MyRA account that will allow workers who aren’t offered an employer-sponsored retirement plan to invest up to $15,000 in government bonds for a “decent return with low risk”. Once the account reaches $15,000, it will need to be rolled over into a private-sector
We agree with Kiplinger that these are 10 surprising things to buy in bulk. Even though these suggestions save money, some are money conscious savings for the more-well-off. Some are a bit morbid, but necessary. Anyone at any stage of their life and in any income bracket can save and reap the benefits of living
Here are six destination vacations that, along with the six travel tips, are reasonably priced. The two lines of thought must be taken together, as transportation expenses to all of these destinations would break the bank. This is great information for anyone looking to get out of the country. Of course, applying these same travel tips
The dreaded cell phone bill. It’s become one of the family’s major expenses, with some families paying well over $300 a month. The Debt Free Guys are not immune to this either. Unfortunately we are tied to our phones for more than just our personal life. We rely heavily on the cell phone and it’s
Saving money as a teen will set you up for success. This article suggests that Millennials or 20-somethings should start saving as soon as possible. We agree and take it further to suggest teenagers and younger should start saving as soon as possible. Start saving with your allowance or first job, even if you’re washing
Those struggling to reach financial goals should look inward and assess why this is so. Often, it’s from failing to master the ability to delay short-term gratification for long-term rewards. To avoid debt, spend less money than you earn. To save money, spend less money than you earn. To become an investor, spend less
Gadgets: Are They Reaking Havoc On Your Budget? In a CNBC article today, they chart the opportunity cost of buying an Apple product versus buying Apple stock with the same amount of money when that specific product was release. For example, they compare spending $2,500 on a Mac computer with investing $2,500 in Apple stock
The cold and snow in the Northeast and Midwest is getting frustrating to say the least. Money Conscious consumers should be aware that because of the extreme and extended cold, energy prices are expected to increase.
What can you do?
What recent data breaches have shown is that we’re not good at creating passwords that are even remotely challenging to a hacker. “123456” has replaced “password” as the most popular online password in the U.S. After Target’s data breach, we recommended changing all online passwords, including bank and investment accounts, email, phone, bills, etc. When