Find more money without more work You’d love to find extra money to have that extra drink before last-call. It’d be nice to find extra money to buy business-class instead of coach. Best of all, it’d be great to find extra money to pay off that extra debt. But, who wants to find an extra …
Hey, LGBTQ families and retirees, stop stressing! What is the financial ‘State of the American family’? What concerns do LGBTQ families share with our straight peers and where do we diverge? Is the queer community ready for a retirement that lets us live fabulously well into our on golden pond years? Hear how LGBTQ families …
A Facebook fan asked us to share ways to improve credit scores. There are lots of people with low credit scores. FICO (Fair Isaac Corporation), which is the most commonly used credit score, uses a point scale from 300 to 850. The average credit score in the U.S. is 636 and the median score at 723. With the average score below the median, this means that the scores below the median are so low that they pull the average way down. It’s math and, as John would say, “hurts my head.” Simply said, there are more bad scores than good scores.
We have seven suggestions that will help improve credit scores for those in the majority. If you must improve your credit score, we suggest you do each of these in the order they are presented, as the former will provide more immediate benefits than the latter.