Among many financial problems, America is in the midst of a retirement crisis not seen since the fall of modern day Greece, which we suppose wasn’t all that long ago. Studies show that half of all Americans today retire with $25,000 or less in their retirement accounts. While that’s scary enough, it’s not as scary as the retirement of generations to follow Baby Boomers whom many financial advisors advise to not plan on Social Security for supplemental income in their on golden pond years.

We don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From our personal observations, the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

According to the U.S. Bureau of Labor Statistics the average American household spends $2678 or approximately 40% of our food expenditures away from the house. Yes, you read that correctly, 40%. Now we are all aware that food typically prepared away from home costs more than what we can buy and prepare for ourselves.