This week’s Money Master is Miranda Marquit. Miranda has been a great resource for the Debt Free Guys™ since our beginning. Without having much history or a following, Miranda was kind enough to share her insight and support to help get us going.
Miranda has carved out a solid career as a freelancer. She writes for many blogs and websites, including Wise Bread, US News & World Report and HuffingtonPost. We’re excited to have Miranda’s perspective in our Money Masters Series. We think it will inspire many of our followers who wish to take the independent route.
Lastly, click here to be a Money Master. We’re always seeking new personal finance bloggers or industry experts to help our followers be debt free, have fun and be money conscious.
Learn more about Miranda below.
1. What’s your story?
I married in the middle of my senior year of college and was pregnant by the time I graduated. After working for a time, I realized that I wanted a career that allowed me to earn money from home while my husband finished his own schooling. Freedom and flexibility appealed to me, and I liked the idea of being more involved in my son’s life. I attended Syracuse University for my M.A. in Journalism and, upon graduation, immediately began looking for work as a freelance writer.
I started by looking at the job boards and signing up for content brokers. My first gigs paid low rates and were keyword articles. I also signed up for content farms that allowed me submit as much content as I wanted (for low pay, of course). My days consisted of two hours of solid work. After that, I spent time applying for new, better-paying gigs. Because my husband had student loans to supplement my income from freelancing, and we lived in an area with a low cost of living, I had breathing room to make it work. It was a “do or die” situation. I didn’t want to go back to a “traditional” job; I liked setting my own hours too much, and I liked my work environment.
So, I took crappy jobs and continued to look for better jobs on the boards until I landed other gigs. I ended up having to work more and more, though. Sometimes I worked more hours than I would have with a traditional job. My income grew to the point where we didn’t need student loans for my husband to finish school, and we were even able to buy a home based on my income.
Eventually, I got to the point where I could charge higher rates (although I still don’t charge as much as I could), and my income grew to the point where I could start cutting back on work. Now I work much less, charge more, and am fairly satisfied, although I’m now looking for the next challenge and trying to find new ways to diversify my income. It’s great that I can support myself and my son because my husband recently asked for a divorce and I’m in the middle of that, and glad that I can still be a work at home mom, even though my situation is changing.
2. What’s your point of view, as a blogger?
I’m not exactly sure what this means. Most of my work as a blogger comes from providing content to others’ blogs. While I have my own blogs (Planting Money Seeds, Confessions of a Professional Blogger and Progressive Mormon Mom), they aren’t big moneymakers for me. I took the different path of freelancing first and starting my blogs second. I think there’s plenty of work out there for those interested in creating content for others on a freelance basis. Today, though, it’s essential for a freelancer or professional blogger to have his or her own home on the web. I didn’t start my own financial blog until 2011, even though I’ve been in the personal finance space as a freelancer and professional blogger since 2006.
3. In one sentence, what’s one piece of sage advice from your background that you’d like to share with our readers?
If you really want to make it work as a freelancer, you need to be willing do crappy jobs and put in long hours to build your portfolio and your reputation.
Check out one or all of Miranda’s sites and subscribe to her newsletters, so you never miss a post. We know you’ll be glad you did.