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Money Masters: Finance Girl

  October 17, 2014  |    #Eliminate Debt

This week’s Money Master is Natalie Bacon of Financel Girl. What we like about Natalie’s personal finance blog is that it comes from the perspective of someone under a mountain of student loan debt, similar to many today. Many of today’s millennials should be able to relate to her.

One of our more recent favorite posts of Natalie’s is “To Pinch Pennies or Increase Income – Which is Better?” This is an important question. We fail ourselves financially if we only look at one side of our personal balance sheet. Natalie poses pros and cons of each. See what you think.

Natalie also has an eBook, Intentional Living for the Young Professional: A Step-By-Step Guide to Creating Your Life, in which she advises her readers to take charge and build the life they desire.

1. What’s your story?

I graduated law school and passed the bar exam, only to find out that I was in $206,000 of student loan debt. I was not part of the financial process when my mom took out student loans for me, and I was completely clueless about money. A short six months later, I found out that I’d be paying about $1,600 / month to pay off my student loans. This was shocking and terrifying. I would not be the rich lawyer, like I thought I would be. I immediately became interested in money, and I’ve been learning everything I can ever since.

I’m even going to take the CFP exam next year, so I can become a certified financial planner. I can’t wait! The more I learn about money, the more I discuss it with other people. And the more I talk with people about money, the more I realize how many people were like me – totally clueless about money. I can’t wait to be the person who helps people with their money.

2. What’s your point of view, as a personal finance blogger?

To provide a space for young, professional women to learn about money, make better choices, and live better.

I started Finance Girl because I didn’t find a resource that was specifically targeted toward young, professional women, like me. And over the past year, it’s become my baby! I have learned so much about blogging, including everything from writing posts to social media, and css. And I am still working my way through SEO (definitely a work in progress). Not only have I been able to share my journey, but I believe my experience and tips have helped others, which is where I find the most joy.

I believe that learning about money is the first step toward changing your financial life. Changing how you think about money is absolutely the most important part of having a good financial foundation. I write posts about money, about living intentionally, and about all things that affect young, professional women.

I want Finance Girl to be a go-to source for young women just getting started in their careers, like I was a short three years ago.

3. In one sentence, what’s one piece of sage advice from your personal finance background that you’d like to share with our readers?

Figure out what inspires you and be “on fire” every day, but do so in a way that makes you a lot of money.

What I’m talking about here is that space in the Venn diagram where your passions overlap with jobs in the marketplace. Doing what you love is important, but don’t forget to make sure you take care of your finances by making money and learning how to manage your money. This is how you’ll set yourself up for happiness and financial success.

Check out Natalie’s website at, subscribe to her RSS feed or sign up for her newsletter. Natalie has a great personal finance voice and you’ll benefit from reading what she writes.

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