Get the 7 fastest steps to debt freedom!

How to Say ‘No’ to Friends

  January 11, 2022  |    #Eliminate Debt

Hi there! You new here? We love that you found our little corner of the web. Here at Debt Free Guys, we’re all about helping people experience the freedom of becoming debt free! Would you love to feel that relief? After reading our article below, see how we can help you more here.

You can say ‘no’ to friends

How to say ‘no’ to friends is a concern that comes up in our talks around the country. We share 7 ways to do just that here. Try them and save money! To fix saying ‘yes’ to your friends too many times in the past, get your free copy of the free 7-Step Credit Card Debt Slasher here.

How to say ‘no’ to your friends

It’s hard to say no to friends and family when they ask us to do something that’s not in our budget.

But if we let FOMO or the disease to please get us off track, we’ll never reach the financial goals we set for ourselves.

So, how do we decline an invitation gracefully? How do we say no without losing the friendships that are most important to us?

On this episode of Queer Money®, we share seven steps to get better at saying no, discussing how to turn down an invitation graciously and explaining yourself in a way your friends will understand.

We challenge you to become the Julie Cruise Director of your friends’ group, proposing alternative activities that are cheap or free.

Listen in for insight on saying no quickly, firmly and guilt-free—and learn how to stay committed to your financial goals as you pursue a fabulous life!

Hear how to just say ‘no’ to your friends:

7 ways to say ‘no’ to friends

  1. Say ‘no’ quickly
  2. Say ‘no’ graciously
  3. Say ‘no’ firmly and clearly
  4. Explain why
  5. Propose an alternative
  6. Don’t feel guilty
  7. Practice

Topics covered on saying no to friends

  • How trying to keep up with the gay community got us into debt
  • How social media exacerbates our desire to keep up with other’s Insta-worthy lives
  • Why it’s okay to treat yourself so long as you’re not sacrificing your financial wellbeing
  • 5 reasons why it’s hard to say no to friends and family
  • How FOMO and the disease to please make us say yes to things we can’t afford
  • 7 steps to get better at saying no to friends and family
  • Why it’s important to say no quickly and firmly
  • How to say no graciously and explain why you’re turning down an invitation
  • What it looks like to propose an alternative that’s free or cheap
  • Why it’s beneficial to practice saying no (without feeling guilty)
If we focus on what it is that we most want, then we’ll have the greater life satisfaction that we’re all seeking. - John of Debt Free GuysClick To Tweet

Resources from this episode:

Watch below rather than listen to this Queer Money®:

How can you get more Debt Free Guys and Queer Money®?

✅ Subscribe to the Queer Money® podcast here @
✅ Please give this video a thumbs up
✅ Please subscribe to this channel
✅ Set notifications so you never miss a QMFU

Get more tips to save money:

We’re David and John Auten-Schneider, the Debt Free Guys and hosts of the Queer Money® podcast. We help queer people (and allies) live fabulously not fabulously broke by helping them 1) pay off credit card debt, 2) become part- or full-time entrepreneurs and 3) save and invest for retirement.

Leave a Reply

Your email address will not be published. Required fields are marked *


Get the 7 fastest steps to debt freedom!