This week we will use our Money Masters platform to bloviate about ourselves. So, this week’s Money Masters are The Debt Free Guys.
If you don’t already know, we’re in the second week of a two week contest to nominate the 2014 Money Master of the Year. If you haven’t voted already, please do so here.
So as to not confuse this week’s Money Master with the 2014 Money Master of the Year contest and to promote the launch of our fourth book and first full-length hard copy book, 4: The Four Principles of a Debt Free Life, we will use our platform to help older and newer readers learn more about us.
1. What’s your story?
Despite having had thirteen years of experience working in financial services between the two of us, we were financial messes. We were two thirty-something financial services professionals with $51,000 of combined credit card debt, living in a basement apartment. After reaching our rock-bottom, we crawled out of debt and now use our personal and professional experience to help others achieve financial independence.
David Auten has eighteen years of experience in financial services working in mutual fund and institutional investing. He holds an international business degree. John Schneider has fourteen years of experience in financial services in both retail and institutional investing. He holds an MBA and FINRA Series 7, 63, 9, 10, 66 and 24 licenses. We’ve been together for over eleven years and live in Denver, CO. We love to travel, enjoy music and wine and being with family and friends.
2. What’s your point of view, as a personal finance blogger?
Our point of view as personal finance bloggers is one of personal responsibility. This may stem from our Libertarian beliefs or from our personal experience.
We believe that we could’ve come up with dozens of reasons for why we ended up with over $51,000 in credit card debt, but ultimately all the reasons funneled down to two, David and John.
We made poor decisions. We missed opportunities. We exacerbated challenges. We were our own worst financial enemies.
While we don’t discount that some fall on hard times through no fault of their own and support initiatives to help those individuals help themselves, we believe that most struggle financially because of themselves.
3. In one sentence, what’s one piece of sage advice from your personal finance background that you’d like to share with our readers?
Be money conscious by truly understanding your personal financial situation and understanding the financial world in which you live enough so as to manage your personal financial situation to your own best interest.
That’s a little more about us that you may not have already known. We post two new articles on Monday and Wednesday each week, our Money Master each Friday to introduce our readers to other personal finance bloggers and a weekly mash up of economic news each Saturday that’s written in a way to (hopefully) both entertain and educate.
Sign up for our RSS feed so you don’t miss a post and subscribe to our newsletter to receive unique Debt Free Guys content, along with seasonal cost saving grocery shopping and cooking tips.
Lastly, download our eBooks and buy 4: The Four Principles of a Debt Free Life. All are reasonably priced and will help to improve your personal financial situation. Once you’ve read each, please remember to do a review on Amazon.