Get the first tool we used that helped us pay off $51,000 of debt in less than 3 years.

Be a Diva by Paying Off Debt with This Tool

  December 23, 2016  |    #Tools

Paying off debt with Payoff

Negotiating down our interest rates was key to paying off our $51,000 of debt. Our buddies at Payoff will assist you with paying off debt and skipping the uncomfortable negotiations.

Note: This article contains affiliate links. This means we’ll receive a small commission at no cost to you if you buy items through these links. We only recommend products that we use or have thoroughly vetted and would recommend to our moms.

Paying off debt is easier than dieting

How’s that “new year, new you” thing working out? We get it! We’re not body-beautiful, yet, either. Like Madonna, we’re getting back up on that horse, though, right? If the definition of insanity is repeatedly doing the same thing and expecting different results, we won’t go insane.

Your different plan for getting different results is having a different plan. You’re welcome; we’re happy to help. Not only are we here to help you with paying off debt, our friends at Payoff are also here to help. Payoff will be to you what Weight Watchers it to Oprah.

Most of us are fabulously broke

You’re drowning in debt. No, I’m not Sherlock Holmes. You came to a site called Debt Free Guys™ and, according to MassMutual’s LGBT Financial Security Survey, 80% of us say we have too much debt. Because most of us here are gay and 80% of us have too much debt, paying off debt is probably why you’re here.

In case you’re new, once upon a time, we had $51,000 in credit card debt because we cared more about looking fabulous than being fabulous. We were two 30-something financial services professionals living in a basement apartment, but our closet was full of Diesel jeans and Armani underwear.

We spent way more time at the gym than we ever spent on a budget and our bank balances showed it. We could tell you our BMI, but not our net worth.

Sound familiar?

We can all be debt free divas

We dug ourselves out of that debt and that basement apartment. We’re now debt free and live on the 12th floor of a high-rise that overlooks downtown Denver Colorado and the Rocky Mountains. We paid off our debt because we had a plan and our plan will work for you.

We were fortunate to have each other, and we were on the same page when it came to our debt. Many LGBT people are single or aren’t on the same financial page with their partner when it comes to money.

Regardless, you don’t have to go it alone or learn by trial-and-error. We found a tool that, had we known about it before paying off our debt, we would’ve used and we want to share it with you.

Meet Payoff for paying off debt

We met Payoff about eight years after we needed them. Had we known of Payoff before paying off our debt, we certainly would’ve worked with them. Payoff will assist you with both your financial and emotional wellness.

Stress and shame come with debt. Debt is like a cold sore we try to hide but can’t. Paying off debt clears up that stress and shame – that cold sore, not so much.

With its fixed, low rates and simplified terms, Payoff can get you started with paying off your credit card debt, student loans or other debt fast. If approved, and after you apply and Payoff does a no-fee credit review, they’ll cut a $5,000 and $35,000 check for you. You’ll use this money for paying off any debt you have.

Payoff will put you on an accessible two to five-year plan to pay them back. Not only will Payoff give you a fixed rate, but your fixed rate will also be lower than what you’re paying now. So, you’ll pay off your debt faster and more cheaply. It’s for these reasons that we would’ve used Payoff had we known about them.

Click here to go to Payoff today.

Why we recommend Payoff

We quickly learned that Payoff could help people like us. Not only does Payoff assist people with paying off debt, but with the Payoff Financial Personality Quiz, they assist people to understand why they got into debt in the first place.

This way Payoff makes sure you don’t repeat the cycle of going in and out of debt as we did. Understanding why we got into debt was as important as paying off our debt. For this and many other reasons, we’re proud to have Payoff as an affiliate of Debt Free Guys™ and why to recommend Payoff to you. If you use Payoff for paying off debt, we may receive compensation. But, who cares? We wouldn’t recommend anything we didn’t fully vet and trust.

So, don’t waste another minute. Don’t wait until the new year, the next year or the next day. Start paying off debt today!

Note: This article contains affiliate links. This means we’ll receive a small commission at no cost to you if you buy items through these links. We only recommend products that we use or have thoroughly vetted and would recommend to our moms.

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