This week’s Money Master is B Simple of Simple Finance Lifestyle. B reached out to us a while back to do an interview for the Simple Finance Lifestyle site. We were so impressed with the site, we offered to reciprocate.
Before you learn more about B, click here to be a Money Master. We’re always seeking new personal finance bloggers or industry experts to help our followers be debt free, have fun and be money conscious.
1. What’s your story?
I blog at Simple Financial Lifestyle and tweet under the twitter handle of @bsimple. I started this blogging because I saw many friends and family making their finances more complicated then they needed to be. I also had friends who would ask how they could manage their finances better.
I didn’t realize this myself until after a natural disaster destroyed our home and we lost most of our possessions. This experience made me realize we have to manage our finances better.
Prior to that experience I did not have any automatic payments or receive paperless statements. Well, when you are not receiving mail it becomes a challenging to pay your bills when you writing a check for each bill. No bill means you did not have a mailing address at fingertips or what amount you needed to pay. Having automatic bill pay and paperless statement would have made life much easier.
This experience also taught me why you need to make sure you have adequate insurance coverage and an emergency fund. I had adequate coverage for some items but not all which meant I did not have sufficient coverage to replace all my possessions. However, because I am a saver and had prepared for a raining day with cash and investment reserves, I did not put myself in a financial burden wondering where I would obtain the money to purchase new home and replace my possessions.
When I am not blogging, I am working in my full-time corporate sales job or spending time with my wife and two daughters. We enjoy the outdoors and taking family vacations.
2. What’s your point of view, as a personal finance blogger?
At Simple Financial Lifestyle I aim to show individuals how to make their financial life easier by simplifying it. I also discuss having the right financial mindset to help you achieve your financial goals you set for yourself. My goal is to share as much information as possible to make your financial life less stressful which leads to a healthier life which hopefully leads to a wealthier life.
3. In one sentence, what’s one piece of sage advice from your personal finance background that you’d like to share with our readers?
Take control of your finances now, don’t wait the sooner you start the better offer you will be in the future instead of looking back 5 years or 10 years from now and saying to yourself I wish I would have saved more.
Check out Simple Finance Lifestyle, sign up for the RSS fee and the newsletter. We know you’ll be glad you did.