Living fabulously and not so expensively (NSE)
One of our oldest tricks to paying off our $51,000 of credit card debt and staying debt free is living fabulously and not so expensively or NSE, as we call it.
It’s been the cliché for song long it’s almost in our DNA – gay men are supposed to live fabulously. Sorry to burst everyone’s nitrous balloon, but we’re not all white, upwardly mobile gay couples living in modern homes and driving Audis and BMWs. Unfortunately, too many of us are trying to live up to those “gay expectations” – I see a Dickens-like novel in our future.
The second thing we realized after we first realized that we had too much debt to qualify as fabulous was that in too many ways we were living a champagne lifestyle on a beer budget. Many of us can afford to splurge in certain areas of life, but most of us can’t afford to splurge in all areas of our lives – of course, not unless we’re a fictional Burbank-created family who lives in Cheviot Hills.
Watch what David has to say about living the fabulous NSE life.
Learning to live NSE
With everything in life, there’s a NSE alternative. These may not be alternatives you want to live with forever, but they’ll help you become debt free. Plus, the more ways you’re able to live NSE, the easier it’ll be to stay debt free.
We found NSE alternatives for watching TV, for drinking wine and to meet our annual gay-quota for travel. Even now that we’re debt free, we still exercise some of these not-so-expensive substitutes. Once we figured out what we most wanted, all we had to do was get a little creative and open-minded to pay off all our debt.
More tips for living NSE: