Your Spending Reduction Plan

Create your plan for paying off your debt starting today! This spending reduction plan will help you lower your spending in various spending categories. The money you save from reducing these expenses from month-to-month can be put towards your debt or other financial goals to achieve them faster.

In columns, B, F J, and N, list your current monthly spending for each category. The Spending Analysis and Budget you completed should help with this. Then, in columns, C, G, K, and O list the dollar amount to which you can drop each of those categories.