It’s sure easy to mock the “one percent” and the “one percent of the one percent” these days. I mean, when they compare their plight to Jews in Nazi Germany and claim they’re rich simply because they work harder than the rest of us, what do they expect. It may be true that they work harder than the rest of us, but saying it outside of their head is just as moronic as those who claim life is hard because they’re beautiful. 

The truth is many wealthy people become so through their own volition. Many did work hard and smart. Sam Zell is right that the rest of us would do ourselves a favor if we spend as much time emulating the “one percent” as we do bashing them. That is what we’re going to do here.

Spring is in the air and what that means for many families is an end to the school year. By this time, even parents are ready for school to end because they too are tired of the homework and projects, tired of being a taxi and long for some down time. 

This is also the time of year when the buzz of graduation is in the air. We are not talking about eighth grade graduation. We are not even sure if that is anything more than another holiday created by clever greeting card and retail companies.  What we are talking about are those who will transition to the next stage of their life. Those who will join the workforce, military or go to post-secondary education (i.e., trade school, junior college, four-year college). 

Being buried in debt can be extremely stressful, especially if debt collectors are blowing up your phone “like [it] is a disaster”. Often, we do not know how or why we got into this situation. 

Meditate on how you got into your predicament.  If it was not due to an unexpected emergency, look internally to find out why you consumed so much debt so you do not repeat your mistakes.

Regardless of how you acquired your debt, here are five suggestions to get rid of it. There are many ways to get out of debt and many online lists that tell you how to do so. These are five of the most efficient ways of which we are aware. 

We agree with Kiplinger that these are 10 surprising things to buy in bulk.  Even though these suggestions save money, some are money conscious savings for the more-well-off.  Some are a bit morbid, but necessary.  Anyone at any stage of their life and in any income bracket can save and reap the benefits of living …

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The dreaded cell phone bill. It’s become one of the family’s major expenses, with some families paying well over $300 a month. The Debt Free Guys™ are not immune to this either. Unfortunately we are tied to our phones for more than just our personal life. We rely heavily on the cell phone and it’s …

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