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7 Simple Ways to Improve Your Credit Score

  November 20, 2017  |    #Eliminate Debt

A Facebook fan asked us to share ways to improve credit scores. There are lots of people with low credit scores. FICO (Fair Isaac Corporation), which is the most commonly used credit score, uses a point scale from 300 to 850. The average credit score in the U.S. is 636 and the median score at 723. With the average score below the median, this means that the scores below the median are so low that they pull the average way down. It’s math and, as John would say, “hurts my head.” Simply said, there are more bad scores than good scores. 

We have seven suggestions that will help improve credit scores for those in the majority. If you must improve your credit score, we suggest you do each of these in the order they are presented, as the former will provide more immediate benefits than the latter. 

Decoding Prudential’s LGBT Financial Experience Survey

  November 7, 2017  |    #Eliminate Debt

Prudential’s LGBT Financial Experience Survey If you’ve ever wondered who makes up the Rock Star Research Team behind Prudential’s LGBT Financial Experience Survey or how they use their findings, today’s your lucky day! We’re diving deep into this LGBT information-dense study with two of its authors, Josh Stoffregen and Supriya Sanyal. The minds behind Prudential’s …

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Long-Term Care Insurance for LGBT People

  October 10, 2017  |    #Eliminate Debt

The need for long-term care insurance for LGBT people An alarming 36% of LGBT people say they’d rather spend for today than prepare for tomorrow. But what happens at the end of your life and you need medical or nursing-assistance, either in-home or in a nursing facility? The answer may be long-term care insurance for …

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