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Debt Begins When You Swipe a Credit Card

  October 13, 2014  |    #Eliminate Debt

Today we present to you a guest post from Brian Fourman of Luke1428. Luke was one of our Money Masters last summer and we’re excited to have him guest post for us while we’re visiting John’s family in PA. 

I often hear people justify their use of credit cards this way, “Well, I pay it off every month so it’s fine.” The implication imbedded in that statement is that they are not really going into debt if they pay the card off at the end of each month. The balance is zero so there is no and never has been any debt

Are You Make These 6 Money Mistakes?

  October 8, 2014  |    #Eliminate Debt

The Center for Retirement Research at Boston College released surprising figures from a recent study. They found that Americans will need to rely on their 401(k) assets to fund 25 to 50 percent of their re-tirement income. The average income replacement rate will be 73 percent. To meet that average in-come replacement rate, the average household must save 15 percent of its annual income for retire-ment. Unfortunately, only about half of workers are saving sufficiently to meet their future needs.

We’re Becoming Financially Independent

  September 29, 2014  |    #Make Money

As many of our readers know, when we finally started to correct our financial mistakes, we decided our ultimate life goals were to travel and save for retirement. That decision or that clarity came about nine years ago. We are happy to say that they are still our goals. Apparently, our long, introspective discussions worked. 

5 Reasons Why You Must Invest

  September 24, 2014  |    #Make Money

A recent University of Michigan study suggests that the percentage of U.S. families who own stocks dropped from 30 percent in 2001 to 18 percent in 2011. Preliminary 2013 studies suggest the percent ownership is now 16. Further research suggests that participants who drop out of the market typically do so because of financial distress, frequently increased in recessions. 

Why I Still Believe

  September 22, 2014  |    #Live Fabulously

Last week was momentous for us. We released our third eBook, #MoneyConscious Financial Planning Guide: 12 Steps to a Richer You. We were elated to have friends and family purchase our book and watched it debut in the top 10 on iTunes’ “Business & Personal Finance” chart. Thanks to all those who supported us. 


Get the 7 fastest steps to debt freedom!