How to Protect Yourself from Target’s Data Breach

Retailer Target announced yesterday that the number of customers affected by hackers went from 40 million to 110 million.  The stolen data includes credit card numbers, PINs, names, phone numbers and, in some cases, email addresses.  Target is providing credit card monitoring for those potentially affected by the breach, but what can you do to protect yourself?  Having your identity stolen or your credit score ruined can negatively affect you for years and in numerous ways.  

What should you do next?

Getting Back on the Wagon

 Buyer’s Remorse It’s the time of year when credit card statements from the holiday season start arriving.  Along with the statements, comes the regret, remorse and the guilt for having spent so much money.  Even if you had a plan to not over-spend this year, you still may have.  Even though you may have already 

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The Myth of Debt Sustainability and Education

A couple of weeks ago we celebrated a friend’s birthday. One attendee asked us about our forthcoming book; 4: The Four Principles of a Debt Free Life. She, like many others to whom we’ve mentioned our book, immediately said, “I’ll take 6 copies.” We all laughed and I commented that, “if everyone who says they’ll buy our book does, we’ll be millionaires.”