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Know the Home Owners Association before Buying

  January 9, 2014  |    #Make Money

Know the rules and regulation of an HOA before buying into one. Home Owners Associations (HOAs), as with most every other arm of the housing market, have been experiencing there share of financial constraints since 2008.  Because of this, some are taking more and more aggressive action.  Most HOAs are underfunded, with the average association …

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The Problem with Stock-Based Compensation

  January 8, 2014  |    #Make Money

Leadership versus Management It’s the rare CEO, such as Jeff Bezos of Amazon and Warren Buffett of Berkshire Hathaway, who are focused on building their business through creativity and ingenuity.  Most CEO are focused on stock price because their pay is tied to it.  This creates a unseemly relationship with Wall Street.  As we discussed …

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The Myth of Debt Sustainability and Education

  January 7, 2014  |    #Eliminate Debt

A couple of weeks ago we celebrated a friend’s birthday. One attendee asked us about our forthcoming book; 4: The Four Principles of a Debt Free Life. She, like many others to whom we’ve mentioned our book, immediately said, “I’ll take 6 copies.” We all laughed and I commented that, “if everyone who says they’ll buy our book does, we’ll be millionaires.”