Learn how owning a home may reduce your car insurance. Home ownership demonstrates a sense of financial maturity, thereby calculating that you’re not a risky customer. As always, do your research and shop for rates. Be money conscious and smart. SharePinTweetFlipShare0 Shares
The saying goes early to bed early to rise makes a man healthy wealthy and wise, but does that mean anything for us today and for our budgets?
The truth is this was specifically written about and for the agrarian lifestyle. If you were a farmer you had only so many hours in the day that you could work, and it was dictated by the sun. If a farmer stayed up late and slept in he could miss many valuable hours of his workday by sleeping them away. Less work would mean he would be less efficient, less efficient; less income.
In 2006, we got the bug to stop renting and buy our own home. Who didn’t, then, right? Like most couples, we wanted a place of our own. We first educated ourselves on the process and the real estate market in the Denver Metro Area. We didn’t want to live far outside because this is a great location between our work, family and friends.
We talk a lot about managing our grocery budget. It makes achieving financial goals easier. As of 2012, the average household spends 9% of its income on groceries. This doesn’t include eating out (restaurants, shops or work/school cafeteria), household products or pet food. This is a significant portion of our budgets.
Most of us typically dream about driving a nice car. It seems that Americans especially have always had an affair with their cars. We have been barraged with images of vehicles from the time we are children into adulthood in toys, cartoons, posters and every other commercial during a typical Sunday football game.