Making THIS the best year ever

Every year we get excited about doing complete 180 with ourselves. Lose weight, pay off debt, earn more money, sleep more and stress less, and every year we come up short. Not this year! This year we’re taking small steps to make 2019 the best year ever to make ourselves the best people ever.

Your best year ever will be this year

Small and simple feel boring, doesn’t it? We want dramatic and large, grander than life. That’s exciting! That impresses people, but year after year . . . for most of us . . . that fails. So, we propose – GASP! – doing for small.

Here’s why!

Because it increases the chances that we’ll succeed. Let’s take one small step. Then, when we accomplish it, let’s take another small step and so forth. Imagine if we took one small, financial step a month for the next 12 months? By the end of the year, that’s 12 steps to enhance and improve our money situation.

Imagine the compound effect on our financial lives with those 12 steps. That, in total, is huge and would make 2019 the best year ever.

Hear all 12 steps to make this year the best year ever:

The average LGBT family is spending upwards of $1,500 a year just paying for credit card interest. – David of Debt Free GuysClick To Tweet

9 ways to make 2019 the best year ever

1. Do a Dinero Detox

It’s dry January. It’s detox January. It’s time to clean our systems.

Choose time between a weekend and a month to spend no discretionary money. Pay your bills, feed yourself and your family and donate to your charity. Don’t spend money on discretionary expenses like dining out, entertainment or other things you don’t really need.

2. Crunch your numbers with the Magic Money Calculator

Are you on track for retirement? Just like you’ll never see those abs without doing crunches, you’ll never know if you’re on track for the retirement you crunch your numbers.

3. Sign up with Blooom

If you’re a plane headed for NYC from LA and you’re off by 1%, you’ll be off by 150 miles. That sucks! The same can be said for your 401(k), 403(b) or 457 investing. Don’t take the chance. Sign up for a free portfolio analysis using this Blooom link.

4. Fix your credit score with the Credit Repair Checklist

Want to save tens of thousands of dollars on interest to spend on things you’re more interested in? Improving your credit score could save you thousands better spent on a good bottle of wine, a fun weekend on Fire Island or on a hot man. Start that trip by clicking here and signing up for the free Build or Improve Your Credit Score Powered by Experian Boost.

5. Pay off credit card debt fast w/the Credit Card Comparison Calculator

How long will it take to pay off your credit cards? Which credit cards should you pay off first? Pay off your credit cards fast and efficiently by using a targeted strategy.

If you don’t want to go it alone, take the Credit Card Pay Off Plan coming January 13, 2019, to get the step-by-step strategy we used to pay off our credit card debt fast.

6. Get our menu & grocery list templates

For most people, the quickest way to save the most money is to gain control of your grocery and dining out spending. To do that, grab our free menu and grocery list templates in the Budget Buster Bundle. These are the same tools we used to save $30,000 a year in grocery spending.

7. Download AnyList

AnyList is available for both iPhone and Android. It’s perfect for keeping track of things that you need to get, do and remember. How many times have you gone to the store only to get home and realize you’ve forgotten an item? This app will prevent that from happening.

8. Make a Fabulous Social Life Calendar

When we were finally independent and as out and proud as we could be, our gay social life was as full as the time-space continuum allowed. With dinners, happy-many-hours, dancing and traveling, we were out every day of the week, except Mondays. Mondays were for recovery – even 20-something dancing queens need to rest their wings.

Living fabulously for gay men means having a fabulously gay social life, but a fabulously gay social life can mean a fantastically small bank account.

9. Entertainment Book

Get discounts and freebies to live a big social life on a small budget with the Entertainment Book. Don’t pay full price for anything you do, and you’ll save a ton of money over the next year.

Those are our nine tips for making 2019 the best year ever. We suggest starting with tip #1 and working your way down to tip #9. If you can do all nine in twelve months, you’ll be sporting financial security before 2020.

Resources to make 2019 the best year ever

• Credit Card Pay Off Plan
• Build or Improve Your Credit Score Powered by Experian Boost
• Entertainment Book
• Queer Money™ Facebook Group
• Queer Money™ Newsletter
• Subscribe on iTunes