Good debt, is it real? Most of us think of debt as either “good” or “bad,” but let’s face it—real-life debt doesn’t fit so neatly. In theory, debt is “good” if you manage it like a pro and “bad” if it starts running your life. So yes, there’s “good debt” and “bad debt”—but in the …
Experience people versus things people Are you someone who craves adventure, seeking memories that last a lifetime, or do you find joy in the comforts and luxuries of home? Experience people, things people—two simple paths that hold the key to your financial future. The power of financial humility In 2004, we moved into a friend’s …
The retirement crisis: How did we get here? Despite modest improvements in the retirement savings landscape, millions of Americans remain dangerously underprepared for their golden years. With 28% of people having no retirement savings and nearly a third of working Americans holding less than $1,000, the reality is clear: financial insecurity is looming large, especially …
Among many financial problems, America is in the midst of a retirement crisis not seen since the fall of modern day Greece, which we suppose wasn’t all that long ago. Studies show that half of all Americans today retire with $25,000 or less in their retirement accounts. While that’s scary enough, it’s not as scary as the retirement of generations to follow Baby Boomers whom many financial advisors advise to not plan on Social Security for supplemental income in their on golden pond years.
When most future college students and future college-student-parents think about college they think about ways to find additional money to pay for college and college expenses. As you’ll learn, especially if you go to business school, there are two sides to a balance sheet: assets and liabilities or, in this case, income and expenses. Here are idea to keep college expenses down.
