It doesn’t have to be hard, just semi

Comfort is the enemy of progress. You sometimes have to go outside your norm, maybe become a little uncomfortable, to achieve your goals. That’s why we came up with these 17 semi-hard and creative ways to keep your money to yourself.

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Sometimes too much is too much

Most of us have more than we need and don’t even realize it. How many articles of clothing do you have in your closet that still have their tags? Did you just book another vacation that you’ll pay off when you get home? When was the last time you went to that gym you pay for each month?

We’re on constant defense against marketing and consumerism. Try watching Minimalism: A Documentary about the Important Things and tell us you don’t agree. Because of this, we spend our money in ways and on things we don’t need. That’s why this list isn’t 17 hard ways to keep your money. Well, that and we like the double entendre – which may not be uber-creative but will get Google’s attention.

Back to the matter at hand. We’ve become conditioned to an unnecessary standard of living at the peril of our quality of life.

Make it just right

If you think creatively and are willing to experience a little discomfort, you can achieve new goals. First, figure out what your goals are and then align your life and spending with those aims. Below are some of the articles and companies we mentioned in the show to help you keep more of your money.

Not all 17 ways to keep your money

• Cut your cable with David’s trick to turn $100 into $3000.
• Cancel memberships, including those you’ve forgotten about, with a company like Trubill.
• Lower personal and student loan interest rates with Payoff.
• Dine out less by eating more meals that make themselves.
• Only buy with a discount or coupon.
• Give up San Pellegrino for SodaStream like we did.
• Move to a second-tier city (not Denver). 😀
• Vacation strategically and off the beaten path, but don’t beat off on the path.