Money Masters: Half Penny Blog

This week’s Money Master is Aubrey Queen of HalfPennyBlog. We’re excited to feature Aubrey. This is a Money Master that has been a long time in the making. We connected a long time ago and Aubrey agreed to be a Money Master. Then life happened and for a spell Aubrey considered cancelling her blog. Thankfully, Aubrey has decided to not do so.

Aubrey writes very personally. We learn a little bit more about her with each posts. As avid personal finance blog readers ourselves, we’re particularly fond of Aubrey’s list of favorite reads. Luckily, the Debt Free Guys make the cut.

Aubrey, also, has a unique 52 week challenge to help her readers save money. In a crafty way, it will help them save $1,378 in a year. That’s as much as one month’s rent in Denver or a modest mortgage payment. If started in the first week of January, Aubrey’s readers will reach their goal at an optimal time to pay for Christmas shopping.

Lastly, click here to be a Money Master. We’re always seeking new personal finance bloggers or industry experts to help our followers be debt free, have fun and be money conscious.

Learn more about Aubrey below.

  1. What’s your story?

I grew up with and without money. It’s hard to explain in detail, but we either had more than enough money to do all those fun and costly extras, or we were completely broke and trying to pay the bills month to month. While there was always talk about saving money, it was never made a priority. When I originally started working, I got caught in the same trap of spending almost everything I had earned every paycheck. If I wanted it, and I had the money, I could obviously afford it, so I would get it. Or at least that’s the mentality that I had always witnessed. You can have it if you have the money for it. But I never really truly spent everything I had. I always tried to save a little bit. I’m convinced part of that want to save came from witnessing us not having money. And this escalated as we went down to a one income family unexpectedly while I was in high school. With no savings to really fall back on, I watched firsthand the struggle of pinching pennies, hoping to make rent, and not having any extras because there wasn’t anything extra to go around. While I didn’t really know that there was a whole community dedicated to living a better financial life, I kind of fell into it on my own. It took a while, but every year I found something more to improve upon, until about a year ago when I started discovering financial blogs. From there on out, I spent more and more time looking up theories and processes and ways to save and live a better, not so money dependent life. I just know that I never want to experience the feeling of not knowing whether or not my family and I will be able to afford the essentials to live.

  1. What’s your point of view, as a personal finance blogger?

I really admire other bloggers and their view points, and I really enjoy learning how they live, what they live without, how they adjust, and their experiences with money. But I personally always try to write about my experience, my plan, but the other options that I could have taken that would have achieved the same goal. There isn’t just one way to be successful or to achieve your goals, and I think it is just as important to give options as to how the goal can be achieved as it is to share my personal view point. While I absolutely love reading other bloggers, everyone’s circumstances are different and necessitate different responses. I feel that, as someone who is involved in personal finance, it is important to give a well-rounded picture of all available solutions to any problem and why I made the choice to choose a specific route. I believe that it is important to be educated and informed before making any decisions, and I always want to help educate my readers.

  1. In one sentence, what’s one piece of sage advice from your personal finance background that you’d like to share with our readers?

Never give up. Never give up. Never give up. Life is always going to get in the way of our plans. The best thing you can do is to accept what you can’t change, adjust your plans accordingly, and keep going. Giving up won’t solve anything. You just need to keep trying.

Is the awesome life you always dreamed of
still somewhere over the rainbow?

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Comment List

  • Brian @DebtDiscipline 10 / 07 / 2015 Reply

    Great attitude to have Aubrey “accept what you can’t change, adjust your plans accordingly, and keep going” good luck!

    • John Schneider 10 / 07 / 2015 Reply

      That’s why we asked her to be this week’s Money Master. Great attitudes lead to great results. Very appreciative to have Aubrey contribute this week. Thanks for reading and commenting!

    • John Schneider 11 / 07 / 2015 Reply

      We arree Brian. Focusing on what you have control over is a great way to keep the depression or negative attitudes from overcoming your motivation. I think we all need that reminder from time to time, right?

  • Leslie 11 / 07 / 2015 Reply

    What a great post! It’s nice to meet Aubrey. I’m so wishing I can clean up my finances here in the next few months.

    • John Schneider 12 / 07 / 2015 Reply

      Thanks for the comment Leslie. Making the decision to start turning your finances around isn’t an easy one, but it can be a fun one. Once you know what you want there are lots of little things you can put into place that help making the decisions easier. Let us know if there is anything we can help with. We wish you all the best. Being debt free and having financial success is an amazing feeling.

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