Money Masters: Making Sense of Cents

This week’s Money Master is Michelle of Making Sense of Cents. Michelle’s story started out as the all too familiar story of someone who became buried in student loan debt. That debt, however, has led her to a career she probably never considered.

We enjoy Michelle’s writing style. One of our more recent favorite posts of hers is Unhealthy Habits That May Be Making You Poor. In it, she touches on cigarette smoking and gambling, both of which are vices that don’t help the wallet. One of her recommendations, stop watching so much TV, is one that resonates with us.

Personally, we can easily get sucked into watching hours of television. Without failure, in hindsight, we think to ourselves about how much time and money we wasted starring at a box for so long. We could have spent that time more productively, more profitably.

Learn more about Michelle below.

1. What’s your story?

I am a 25 year old with two fur-babies and I live with my husband who I have been with for over eight years. Igraduated from college after 2.5 years, then went back around a year later for my Finance MBA and altogether had around $40,000 worth of student loan debt. I have three degrees, a Business degree, a Management degree, and the aforementioned Finance MBA.

Because of my student loan debt, I worked hard towards paying them off as quickly as I possibly could. This led to me side hustling very hard and working 100 hour weeks between my day job and my side jobs.

I now staff write, help people start blogs on WordPress, travel hack my way towards earning free trips through credit card rewards (and I help others do the same), manage websites, manage social media, and more. When I’m not working, I try to fit in as much travel as I can. My self-employment has led to me being able to have a flexible schedule that I am in love with. I am done with being bound by an 8 to 5, Monday through Friday day job.

2. What’s your point of view, as a personal finance blogger?

With my blog, I talk a lot about making more money and gaining control of your life. I don’t think you need to be rich in order to love your life, and I also think hard work can help you reach your dreams.

I also try to not make personal finance boring. I know that many people have the wrong idea about personal finance and personal finance bloggers. I try to set myself apart from others by blogging in a more conversational tone and making my advice and articles more relate-able and real.

3. In one sentence, what’s one piece of sage advice from your personal finance background that you’d like to share with our readers?

With hard work, you can reach your dreams. Nothing good in life comes easy and you’re going to have to work hard towards what you want.

Check out the Making Sense of Cents blog, sign up for Michelle’s newsletter subscription and her RSS feed. We know you’ll be glad that you did.

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still somewhere over the rainbow?

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