Get Out of Debt Starting Today

It Was Hard for Us to Get Out of Debt

Are you buried in debt searching for ways to get out of debt? This was us once. Are you concerned this year’s resolution will end up like last year’s? This was us year after year. Have you struggled and failed before to get out of debt? Us, too, and that’s why we wrote this book!

We know how you feel. We understand the frustration and anger that debt causes. John was buried in $30,000 of credit card debt for seven years. David had $21,000 of debt for 17 years. We were as angry and frustrated as anyone.

Looking at our credit card statements upset us. Making minimum payments made us feel like cheaters. Receiving late fees and insufficient funds fees made us feel like failures. Wondering why we couldn’t achieve our financial goals despite our income confused us.

Our Commitment to Get Out of Debt

It was 11 years ago when we were living as a couple in a basement apartment that we finally said, “Enough is enough!” We said, “We must change our circumstances. We can change our circumstances.” We made the commitment to get out of debt.

We repeated what worked and learned from our mistakes. We analyzed and re-analyzed our finances. We applied all the practical and theoretical knowledge we had from our combined tenure of 21 years in financial services. We documented everything we did and put what we learned into a book.

The Four Principles to Get Out of Debt

We published 4: The Four Principles of a Debt Free Life and the response has been phenomenal. Readers tell us how 4 has helped them get their finances on track. They’ve made the tough commitment to get out of debt. Readers tell us 4 is funny and relatable. They don’t feel like they’re being preached to so much as being talked to by those who understand.

4 puts into writing the four principles everyone must follow to get and stay debt free. 4 will save you time from figuring it out on your own, money from paying for expensive books and programs and more money by reducing debt and interest payments faster.

We want you to get out of debt and know 4 can help you do it. Download a Kindle version from Amazon or purchase a hard copy from Amazon or Barnes & Noble today. Investing $8 today will help you save thousands of dollars today.

four-principles

A Glimpse Inside 4

Since we published 4, we’ve done several interviews, including Build a Bigger Life with Adam Carroll. Adam has spoken all over the world about money, including TedX in London.

Adam asked us to share the four principles. We said:

  1. Be Money Conscious: Understanding where, why and how you’re spending is critical to controlling your finances.
  2. Cash Is King: Credit cards too often let us live beyond our means and be unconscious of our spending.
  3. Have a Financial Plan: This is critical to staying on track.
  4. Live Below Your Means: Doing otherwise always leads to financial failure.

Get your copy of 4: The Four Principles of a Debt Free Life today. Make this the year you get out of debt!

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Comment List

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  • Lymphoedema Feet 29 / 01 / 2016 Reply

    Hi there! This article couldn’t be written any better! Reading through this post reminds me of
    my previous roommate! He continually kept talking about this.

    I most certainly will forward this post to him.
    Fairly certain he’ll have a very good read.
    I appreciate you for sharing!

    • John Schneider 02 / 02 / 2016 Reply

      Thanks for the nice comment and the share. Putting off the decision to do it today means limiting your freedom in the future. 🙂

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