Here are some insights for teaching kids about money. Consider how hard it is to get adult Americans to plan for retirement, then consider how far off any financial milestone seems to kids. It’s no wonder most financial literacy programs don’t work. Many freshman in high school find it hard to fathom college let alone
Here’s a list of 7 “vintage” money savings tips. Some of these are quite fun, actually. We mostly buy whole chicken because of the savings benefit and the ability to use most of the parts. The bones are great for making soup stock. We, also, reuse our sandwich and other bags, tinfoil and tea bags.
couple of weeks ago, we watched Maxed Out: Hard Times, Easy Credit and the Era
of Predatory Lenders, a 2006 documentary about the credit industry. It was written and directed by James Scurlock,
whose documentaries include Parents of
the Year and Stumped! James Scurlock should not be confused
with Morgan Spurlock. We made that
refund, those are nice words, aren’t they? We all love getting money,
especially at tax time. No one likes finishing their taxes and finding they owe
Uncle Sam money they don’t have. Are you making a costly mistake when it comes
to getting a tax refund?
You did it! You graduated, searched high and low and landed your first job. It’s time to celebrate. Go out big this weekend with your friends or, maybe, buy that car you’ve had your eye on lately.
Hold up! Not so fast. Yes, you have your first “real” job. It’s likely, however, that you won’t make the money an NFL All-Star makes. What should you do?
Drivers lose eight working days a year due to traffic. Business miss a lot of opportunities with their employees sitting in traffic and, then, calming down once they actually get to work. Sign up for our twice monthly newsletter and get our eBook Do You Know How to Be #MoneyConscious? for FREE! Name: Email:
This calculation takes into account tax deductions. It’s good to know if your refi is worth the investment before applying. Many people refi to lower monthly payments, but there are other considerations, too.
Rick Newman has the perfect title for this article: New Thanksgiving Tradition: Never Stop Shopping. Perfect and, yet, sad. If you have other financial goals than blowing money, you can call a hiatus on the holiday gift-giving. Our family did and so far no one has died. The kids will get gifts; adults will take
The two of us were talking last night and agreed that fundamentally, owning and renting real estate is still a good investment when it’s done by “traditional means”. What are traditional means? Buy a diamond in the rough in a good location (walkability, schools, transportation, etc.) Putting 20%+ down on a loan Getting a loan with
In addition to going directly to Experian, Transunion Equifax and Credit.com, you can now go through FICO Score Open Access Lender to request your credit score information. Open Access will highlight the “two most important factors impacting your credit score”, which is helpful if you’re trying to improve your credit score. Before applying for any