Boredom: Our Financial Fumble, Is It Yours Too?

The saying goes, “Idle hands are the devil’s workshop.” When we don’t keep ourselves busy, we get into trouble. 

The same goes with our wallets. If we don’t have a spending plan, we’ll spend unconsciously. By simply being bored, we’re inclined to fill time with something counter to our goals, such as dining out, cocktails or shopping for things we didn’t need nor budget for. 

Reduce Dining Out Costs With These 5 Tips

I don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From my personal observation the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

Experience People vs. Things People

Enlightenment in a Basement 

In 2004, the two of us moved into a friend’s basement apartment. Our friend prefers to call it a “garden level walk-in”, but it does not meet the legal requirements to be called such. Therefore, we call it a basement apartment. Even today we refer to it as “The Basement”. We make fun, but it was a sweet deal for us financially and we fondly look back on our time there. 

Though we didn’t know it when we moved into The Basement, we quickly realized that this was the answer to our financial problems. At the time, we had $51,000 in credit card debt. Shortly after moving into The Basement, we acknowledged our financial foolishness and devised a plan to climb out of debt, no 1980s music montage included. In about two and half years we paid off our credit card debt and in about four years we started shopping for our own home.

4 Tips for Dining Out on a Budget

We don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From our personal observations, the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

According to the U.S. Bureau of Labor Statistics the average American household spends $2678 or approximately 40% of our food expenditures away from the house. Yes, you read that correctly, 40%. Now we are all aware that food typically prepared away from home costs more than what we can buy and prepare for ourselves.

How to Movie Hack the Oscars

The Oscars According to Debt Free Guys The 88th Academy Awards, or The Oscars (a.k.a. The Annual Celebrations of Moderately Talented White Hypocrites), is February 28, 2016. We love movies with explosions, car chases and potty humor as much as our dude-brethren, typically in the commando months. We, also, love movies with dialogue, symbolism and 

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14 Valentine’s Day Dates for Men

Valentine’s Day Date Ideas We’ve compiled the best 14 Valentine’s Day date ideas to inspire your Valentine’s Day plans with your special guy. Valentine’s Day this year falls on a Sunday. This means you have 24 uninterrupted hours to dedicated to your husband, partner, twink, bear, chicken, otter, cub or giraffe. One or a combination 

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12 Stylish Gifts for Stylish Gay Men

Stylish Gay Men Want Stylish Gifts Are you still desperately searching for that perfect gift for the stylish gay men in your life? We’re here to help! If you’re Jewish, you’re SOL. But, hey, steal from the Christians. I eat rugelach. If you’re Christian, it’s getting down to the wire. Here’s a list of things that if 

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