Quitting the Beige Cubicle

We put up with a lot to fulfill other people’s dreams, don’t we? Employment gives us a sense of security, a regular paycheck, health and life insurance and other perks. How much do we give up working for someone else dream, though? No more! We’re quitting the beige cubicle to travel the colorful world. One 

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Boredom: Our Financial Fumble, Is It Yours Too?

The saying goes, “Idle hands are the devil’s workshop.” When we don’t keep ourselves busy, we get into trouble. 

The same goes with our wallets. If we don’t have a spending plan, we’ll spend unconsciously. By simply being bored, we’re inclined to fill time with something counter to our goals, such as dining out, cocktails or shopping for things we didn’t need nor budget for. 

Reduce Dining Out Costs With These 5 Tips

I don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From my personal observation the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.

Experience People vs. Things People

Enlightenment in a Basement 

In 2004, the two of us moved into a friend’s basement apartment. Our friend prefers to call it a “garden level walk-in”, but it does not meet the legal requirements to be called such. Therefore, we call it a basement apartment. Even today we refer to it as “The Basement”. We make fun, but it was a sweet deal for us financially and we fondly look back on our time there. 

Though we didn’t know it when we moved into The Basement, we quickly realized that this was the answer to our financial problems. At the time, we had $51,000 in credit card debt. Shortly after moving into The Basement, we acknowledged our financial foolishness and devised a plan to climb out of debt, no 1980s music montage included. In about two and half years we paid off our credit card debt and in about four years we started shopping for our own home.