This is a guest post on fall styles by Michael Steward of What’s Out There. Michael is a contributor to the Queer Money Lifestyle Newsletter. This is an example of some of the content available to those who receive the monthly Queer Money Lifestyle Newsletter. The air is crisper and the leaves are changing. Fall
Families have always come in different shapes and sizes even if our country only recently recognized that. As one of the many queer families without kids, our primary financial concerns is preparing for the latter portion of our retirement years. Though not a guaranteed strategy, traditional families can often rely on their younger offspring to
We put up with a lot to fulfill other people’s dreams, don’t we? Employment gives us a sense of security, a regular paycheck, health and life insurance and other perks. How much do we give up working for someone else dream, though? No more! We’re quitting the beige cubicle to travel the colorful world. One
Back to School Shopping Is Baaaaack! It’s the time of year when teens and discounts pop up in malls across the U.S. in the annual hunt for “back to school” clothes. David and I pass five schools to get to work each day. More often than not, what the kids wear look like a combination
When we focused on paying off our $51,000 in credit card debt, we realized most of our debt existed because we love to have fun. We didn’t want to stop having fun, but we also needed to pay off our debt. Our goal became finding ways to still have a good time while spending less money.
How to Enjoy the Journey More Than Just the Destination Are we there yet? Are we there yet? It’s a question that not just kids ask. These days it seems that everyone is trying arrive. We all want to be somewhere. Somewhere other than where we are right now. Is there a way to enjoy
The saying goes, “Idle hands are the devil’s workshop.” When we don’t keep ourselves busy, we get into trouble.
The same goes with our wallets. If we don’t have a spending plan, we’ll spend unconsciously. By simply being bored, we’re inclined to fill time with something counter to our goals, such as dining out, cocktails or shopping for things we didn’t need nor budget for.
I don’t know about your area, but in Denver it seems like there has been a recent explosion in the number of new restaurants. From my personal observation the increase seems to be tied to more and more low to mid cost restaurants opening; i.e. Chipotle, Panera Bread, Noodles & Co and Garbanzos.
Enlightenment in a Basement
In 2004, the two of us moved into a friend’s basement apartment. Our friend prefers to call it a “garden level walk-in”, but it does not meet the legal requirements to be called such. Therefore, we call it a basement apartment. Even today we refer to it as “The Basement”. We make fun, but it was a sweet deal for us financially and we fondly look back on our time there.
Though we didn’t know it when we moved into The Basement, we quickly realized that this was the answer to our financial problems. At the time, we had $51,000 in credit card debt. Shortly after moving into The Basement, we acknowledged our financial foolishness and devised a plan to climb out of debt, no 1980s music montage included. In about two and half years we paid off our credit card debt and in about four years we started shopping for our own home.
Thank Judy Garland, never in U.S. history has there been a better time to be gay. Being gay has always been fabulous. Now it’s fabulous three times over to be gay, like The Pointer Sisters. We still have challenges to overcome and progress to make, but this post is about what’s good. To Be Gay