The cold and snow in the Northeast and Midwest is getting frustrating to say the least. Money Conscious consumers should be aware that because of the extreme and extended cold, energy prices are expected to increase.
What can you do?
Financial planning for retirement Retirement always seems too far away until it isn’t. Retirement planning seems too scary, but here are 21 ways to make financial planning for retirement relevant, easier and funner. Financial planning for retirement Buckle up, fellow time-travelers! We’re about to embark on a journey into the future, where palm trees, cozy …
A Facebook fan asked us to share ways to improve credit scores. There are lots of people with low credit scores. FICO (Fair Isaac Corporation), which is the most commonly used credit score, uses a point scale from 300 to 850. The average credit score in the U.S. is 636 and the median score at 723. With the average score below the median, this means that the scores below the median are so low that they pull the average way down. It’s math and, as John would say, “hurts my head.” Simply said, there are more bad scores than good scores.
We have seven suggestions that will help improve credit scores for those in the majority. If you must improve your credit score, we suggest you do each of these in the order they are presented, as the former will provide more immediate benefits than the latter.
Budget Methods to Help You Have a Debt-Free Life Are you tired of living paycheck to paycheck and feeling like nothing’s improving? With a bit of planning, budgeting methods can give you the power to break free from debt. These 7 effective budget strategies will help you create an actionable plan. You’ll be able to …
How to Pay Off Credit Card Debt THIS YEAR Are you searching for the quickest way to repay credit card debt while saving money and boosting your credit score? While the Avalanche and Snowball methods have helped many, the Debt Lasso Method is more effective. In this article, we’ll explore how this method helped us …