I grew up in the Denver metro area, having lived most of my life here. As a kid we lived in Ireland for a year and half as well as having spent a year and a half in Custer, South Dakota while in my 20s. I was in many ways a later bloomer in life and didn't complete my degree in International Business until I was 33, shortly after meeting John Schneider. I worked a number of years in the financial services industry both before, during and after college. During this time I gained much of my experience in working with investors in various aspects of investing and financial education. It was over this 13 plus year tenure in the industry that I slowly became #MoneyConscious. I will admit to being a spender in my early days and thus the reason that I, along with John had a combined $51,000 in credit card debt. I love life and living it to the fullest, I am now mastering doing so without living under a mountain of debt. My passion today is helping both young and old realize this too. Life is great! You can have a great life and you can do it with the budget that you have. There is so much to experience. I am a big believer in knowing who and what you are and want. It, I think, is the key to having a good life. I no longer spend to make anyone else happy, I make me happy and recognizing this has helped me own a great condo with an amazing view of downtown Denver and the Rocky Mountains to the West. I have been lucky enough to travel all over the world and will continue to do so. I have visited 6 of the 7 continents. Enjoying culture and life from the perspective of the local allows me to learn and experience so much that this world has to offer. Come join me in having an amazing life, living it to the fullest and being #MoneyConscious and debt free!

5 Cost-Conscious Tips for the LGBTQ Traveler

LGBTQ Traveler Advantages The queer community has close to $1 trillion in disposable income and many of us don’t have children. That’s a lot of money and not a lot of responsibility. So how are we spending our discretionary income? It’s so common it’s cliché: Queer people love to travel! According to 2015’s 20th Annual 

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Having One of These Jobs Could Affect Your Financial Plans

If you’re making a financial resolution for the new year to tackle debt through consolidation, your occupation could affect the terms of a personal loan. Frequent late payments made by people with your same job title could be a factor that determines interest rate, among other aspects. In other words, it’s possible some jobs hurt financially. Professions 

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