Our Dinero Detox will help you make amazing strides towards your financial goals. You’ll be surprised by how easy it is and by how much money you save. But first, let us share with you the inspiration for the Dinero Detox.
In addition to being money conscious, we’re both health conscious. My father bought me a weight bench and free weights when I was fourteen. We created a make-shift gym in the garage. I’ve been working out ever since. Since we’ve been together, we both have done several different exercise programs and followed several food trends. We both maintain consistently good health, so these changes are less about finding something that works than keeping it fresh. We get bored doing the same routine. Mixing it up keeps us motivated to working out.
The Dinero Detox Inspiration
We recently had a friend over for dinner and she told us about a food cleanse she did called The Conscious Cleanse. It’s not a diet but a detoxification. The gist of the cleanse is to cut out all high-allergen and processed foods, alcohol, caffeine and sugar and replace them with a 3:1 ratio of vegetables to fruit for two weeks. After the two weeks is complete, the food that was eliminated is slowly incorporated back into the diet. Participants are instructed to pay conscious attention to their body’s reaction to the food that’s reincorporated back into the diet to see if they experience any adverse reactions.
Through this process, participants have a better understanding of how their body reacts to specific foods and can, therefore, make wise food choices customized to their body’s needs going forward.
As I said, this isn’t a diet. Despite that, we lost a combined total of 17 pounds. We’re happy with the results and have used this as a springboard to get into tip-top shape by summer. It was a temporary adjustment with long-term gains.
Going through this process, we thought about many things. An idea we had, as it relates to money, is doing a Dinero Detox to help with saving money.
A Dinero Detox is about not spending money for a specified period of time. Because of ongoing bills and expenses and the fact that we must eat, spending an absolute $0 is impossible. So, a Dinero Detox eliminates superfluous spending.
How the Dinero Detox Works
Choose a period of time between a weekend and a month to spend no discretionary money. Pay your bills, feed yourself and your family, and donate to your charity. Don’t spend money on discretionary expenses such as dining out, entertainment or other unnecessary expenses.
Rather than driving everywhere, walk or ride your bike. If you live in a city, this is easy. If you live in the suburbs, you’ll need to get groceries and other necessities in advance.
Rather than going out for breakfast, lunch or dinner, cook all meals at home. Have friends over and cook together as a way to entertain yourself. This will help you save money and lose weight.
Rather than going out to the movies, watch a movie on Hulu or Netflix. Rather than going out for the night, invite friends and family over for a game night. Co-opting your loved ones to help you helps them, too.
Don’t go clothing shopping, especially out of boredom. Read a free book from Kindle or iTunes. Skip going to the yoga studio or your aerobics class if you pay as you go and do your own workout in your living room, basement or backyard. This is more fun with friends.
Create a plan to not spend excess money, thereby saving as much money as possible. Figure out how to fill your time with activities and alternatives that cost little to no money. As with everything else about money, planning is the key.
The Two Rewards of the Dinero Detox
The first reward of the Dinero Detox is a vacation from consumerism. Americans are a consuming people. We buy, buy, buy and spend, spend, spend. We get more and more stuff and then get more stuff.
This consumption vacation is good for the soul. It gives us a break, a vacation from hunting and gathering for things we don’t need with money we don’t have.
The second reward from the Dinero Detox is that you’ll save money. You’ll notice at the end of your Dinero Detox that you’ll have more money in your account than you usually do. Put this savings towards your financial goals.
If you’re saving for a vacation, wedding, a college education or charitable goal, put your extra money towards that. Use Mvelopes to file your money away for the right financial goal. This will help you achieve your financial goals more quickly and that’ll feel good.
By doing a Dinero Detox a few times a year, you’ll make amazing strides towards your goals.
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